Compare Local Insurance & Save on Cyclone Cover

Whitsundays • Mackay • Townsville • Cairns — fast quotes from trusted local brokers

Locally Owned

Trusted by North Queensland residents

Licensed Brokers

Professional local insurance experts

No Cost to Compare

Free quotes with no obligation

Why Choose Whitsunday Insurance?

Cyclone & Flood Specialists

We understand North Queensland risk and know which insurers still cover cyclone zones.

Real Local Brokers

You'll get a call from someone nearby who knows the Whitsundays, Mackay, and Townsville areas.

Multi-Policy Savings

Bundle your policies and save - get discounts across home, business, and marine insurance.

Home & Landlord Insurance

Get affordable home insurance quotes with comprehensive cyclone and flood protection across Whitsundays, Mackay, and Townsville.

Average Premium in North Queensland:

$4,500 - $7,500 per year

Save up to 30% by comparing multiple quotes

Whitsundays Home Insurance

Living in the Whitsundays means dealing with unique insurance challenges including cyclone risk, sea spray damage, and flood exposure. Our broker partners specialize in finding insurers who still offer competitive rates in cyclone zones.

Mackay & Townsville Coverage

Whether you're in Mackay's coastal suburbs or Townsville's inland areas, we connect you with brokers who understand regional risk profiles and can negotiate better premiums with insurers.

What We Cover

Cyclone & storm damage
Flood protection options
Building & contents
Landlord loss of rent
Public liability
Emergency accommodation

Marine & Boat Insurance

Comprehensive boat, yacht, jet ski, and marine equipment insurance for North Queensland waters. Whether moored, trailer-stored, or on the water, we'll find the right coverage.

Marine Coverage Options

Pleasure craft & fishing boats
Jet skis & personal watercraft
Moored vs trailer-stored rates
Marine equipment & electronics
Salvage & towing coverage
Third party liability

Tradies & Business Insurance

Protect your tools, equipment, and business with comprehensive coverage designed for North Queensland tradies and small businesses.

Business Protection

Public liability insurance
Tools & equipment cover
Plant & machinery
Professional indemnity
Income protection
Workers compensation

Strata & Body Corporate Insurance

Comprehensive building insurance for apartment complexes, townhouses, and body corporate properties across North Queensland.

Strata Coverage

Building & common property
Cyclone & flood protection
Public liability
Office bearers liability
Glass & fixtures
Shared facilities

Serving North Queensland

From Airlie Beach to Bowen, Mackay, and Townsville

We serve coastal and inland communities across North Queensland, connecting you with local brokers who understand the unique insurance challenges of living in cyclone-prone areas.

"Saved $700 on home insurance and got better cyclone cover. The broker called within 5 minutes!"

S

Sarah M.

Cannonvale

"Finally found an insurer who understands North Queensland. Great service and competitive pricing."

D

David T.

Mackay

"As a landlord with multiple properties, the savings have been incredible. Highly recommend!"

L

Lisa K.

Airlie Beach

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Free, Fast & Local

About Whitsunday Insurance

Locals Helping Locals Protect What Matters Most

Born in the Whitsundays, Whitsunday Insurance was created to solve a simple problem: North Queensland residents were paying too much for insurance, or worse, couldn't find coverage at all.

We connect homeowners, tradies, boat owners, and property managers with trusted local insurance brokers who understand the unique challenges of living in cyclone-prone areas. Our partners have decades of experience negotiating with insurers on behalf of North Queensland residents.

Whether you're in Airlie Beach, Cannonvale, Mackay, or Townsville, we'll make sure you get competitive quotes from brokers who know your region and can find coverage that suits your needs and budget.

Local Focus

We only work with brokers who understand North Queensland and are committed to serving our community.

Licensed Professionals

All our broker partners are fully licensed and regulated by Australian Financial Services.

No Cost to You

Our service is completely free. We're paid by our broker partners, never by you.

Contact Us

Get in Touch

Have questions about insurance coverage in North Queensland? Want to speak with a local broker? We're here to help you find the right protection for your home, boat, or business.

Phone

0401 953 933

Call us for immediate assistance

Email

james@whitsundayinsurance.com.au

Send us your questions anytime

Service Area

Whitsundays, Mackay, Townsville, Cairns
and surrounding North Queensland

Business Hours

Monday - Friday: 8:00 AM - 6:00 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed

Quick Quote Request

Fill out the form below and a local broker will contact you within 10 minutes during business hours.

Get Your Free Quotes

Why Choose Us?

  • Compare multiple quotes in minutes
  • Local brokers who understand NQ insurance
  • Specialists in cyclone and flood coverage
  • No cost to you - completely free service